समृद्धि की पाठशाला

  How to get Rs. 1,30,000 (Rs. 1.30 Lakh ) monthly pension from NPS   How to get Rs. 1,30,000 (Rs. 1.30 Lakh )  monthly pension from NPS corpus ?? Assume you or your spouse are 35 years old and wish to get a monthly pension of Rs  1.30 Lakh or  Rs.50,000 after reaching the age of 60. In this case, you will have to deposit Rs 15,000 in this scheme on a monthly basis. You must put this money aside until you reach the age of 60. In this manner, you will have to deposit Rs 45 lakh in this scheme over a period of 25 years. Your maturity amount will be roughly Rs 2 crore when you reach the age of 60. With Rs. 2 crore in hand  @ age of 60,  you have 2 options : 1.       Invest full amount in purchase of Annuity , in that case you can get Rs. 1 Lakh per month life time as pension assuming 6% annuity purchase rate. 2.       Take back  60 percent of this , or around Rs 1.20 cror...